To apply, click on the link at the end of the posts and al the best with your applications.
- Fleet Sales Specialist – Western Cape
- International Payments Product Owner (Remittance, Telegraphic Transfer, SWIFT Payment, etc)
- Junior Test Analyst
- Graphic Design Graduate Program
- Legal Advisor
- Fleet Sales Specialist – Eastern Cape
- Assistant Manager: Financial Audit With IT Audit Skills
- Head: Financial Control and Procurement
- Human Capital Officer
- Manager IT: Internal Audit with Data Analytics and Automation/digitization specialism
- Senior Software Developer
Fleet Sales Specialist – Western Cape
Primary Purpose
To execute the Fleet & Asset Finance sales opportunities within agreed – chosen segments in order to achieve the desired targets and build and maintain effective relationships.
Minimum Requirements
Qualifications
- Matric
- Tertiary qualifications, preferred BCOM and credit qualification
- Fleet Management preferred
- FAIS qualification preferred
- Credit Fundamentals preferred
- Presentation skill essential
- Business case skills essential
- Selling skills essential
Experience
- 3-5 years experience in the fleet or banking industry
Competencies
- Business acumen
- Attention to detail
- Self-confidence
- Teamwork
- Adaptability
- Ability to build and maintain effective relationships
- Energy and Drive
- Independence
- Leadership
- Takes initiative
- Microsoft Outlook, word and Excel efficiency
Duties and Responsibilities
FINANCE
New Business Development
- Attain New Business targets in line with Fleet & Asset Finance chosen segment and the agreed customer value proposition.
- Achieve targets in line with ROE’s by driving and securing quality business price for risk
- Pro-actively identify and develop business potential.
- Gather and submit information about competitor activity and market development
- Maximize bank profitability through cross selling specifically focusing on value adds and acquisitions.
- Meet weekly & Monthly targets in terms of set number of prospecting phone calls and new business meetings.
- Actively manage 50 – 60 active prospects based on the 80/20 principal of Hot, Warm status.
OPERATIONAL EXCELLENCE
Service and Sales Management
- Services and sells to existing and potential customers through the use of effective service and sales management and the marketing of VAF products.
- Grows new customer base by networking, cold-calling and effective sales and services tactics.
- Cross-sells VAF’s insurance products as well as maximizes fees recovered on the portfolio to the extent that profits are maximized, and customer needs are met.
- Interacts with clients to obtain and analyse financial material e.g. AFS, Bank Statements, Debtors lists,
- Management accounts, cash flow budgets etc. in terms of agreed covenants.
- Assists with related queries, where possible, and facilitates when specialist advice is required.
- Ensures effective presentations and proposals to customers with the aim of growing the portfolio.
- Ensures successful retention of existing customers in the assigned portfolios by strengthening and expanding relationships. This is achieved by having a deep understanding of the customers’ business requirements and servicing their financial needs with regards to asset financing.
- Conducts ongoing and accurate territory and portfolio analysis to identify business potential and ensures that this forms the basis of service and call programs.
- Tracks and manages sales targets and budgets.
- Mines customers portfolio data to identify opportunities for additional facilities.
- Maintains ongoing knowledge of portfolio performance to ensure corrective actions can be taken early.
- Prepares and motivates Pre-Credit Forum and SA Credit Committee papers when applicable.
- Provides customers with feedback on reclassification of services requests outstanding documentation and telephonic resolution feedback according to customer relationship standards.
- Ensures that all leads are logged correctly and ensures cross selling opportunities are identified.
- Identifies and actions opportunities for cross and up sell.
- Identifies migration opportunities and sells products and services reactively.
Collaboration and Sales Management
- Sells to potential customers using effective sales management and the marketing of VAF products.
- Grows new customer base by networking, cold-calling and effective sales and services tactics.
- Cross-sells VAF’s products as well as maximizes fees recovered on the portfolio to the extent that profits are maximized, and customer needs are met.
- Interacts with clients to obtain and analyse financial material e.g. Debtors’ lists, management accounts, cash flow budgets in terms of agreed covenants.
- Assists with related queries, where possible, and facilitates when specialist advice is required.
- Ensures effective presentations and proposals to customers with the aim of growing the portfolio.
- Conducts ongoing an accurate territory and portfolio analysis to identify business potential and ensures this forms part of the targeted marketing strategy.
- Tracks and manages sales targets and budgets.
- Mines GRP, partner and dealer relationships for Fleet opportunities.
- Maintains ongoing Fleet and banking to ensure skills and expertise are developed.
- Prepares and motivates pre credit forum and credit committee papers.
- Provides customers with feedback and manages client expectations and experience.
- Ensures that all leads are logged correctly, minutes are captured accurately and shared with the client and ensures cross selling opportunities are identified.
Risk and Compliance
- Ensures compliance with all relevant legislation.
- Complete all compliance training within laid down timelines.
- Ensure accurate preparation and signing of facilities letters.
- Managed and facilitate all stakeholders in terms of response time and input on client contracts and approvals.
CUSTOMER CENTRICITY
Relationship and Stakeholder Management
- Develops and maintains close business relationships with internal and external customers and maintains a high standard and quality of business.
- Establishes and builds one on one relationships with customers in the assigned portfolios by delivering the expected level of service, specifically focusing on a proactive contact calling program.
- Ensure effective sales reporting to applicable stakeholders across the channels and segments.
- Ensures effective presentation of proposals to credit committees at all levels, as necessary, to ensure the business and other stakeholders understands and are able to make a decision on key requirements.
- Fulfils a training/coaching role by up skilling the consultants, VAF Sales support regarding business knowledge and process management.
- Establishes a sound working relationship with Credit, to ensure prompt turnaround times, accuracy and adherence to deadlines.
International Payments Product Owner (Remittance, Telegraphic Transfer, SWIFT Payment, etc)
To our future Senior Manager: Financial Institutions
The job purpose of an International Payments Product Owner is to oversee and manage the development (Launching new features and functionalities for international payment), enhancement (Continuously improving existing international methods), and optimization (Streamlining processes and user experience for international payments) of international payment products and services within Bidvest Bank. This role typically involves a focus on various forms of international money transfer mechanisms such as remittance (Sending money from one person to another), telegraphic transfer (A secure and fast way to electronically send money between banks), SWIFT payments (Utilising the Societies for Worldwide Interbank Financial Telecommunication (SWIFT) network for secure international money transfers, and other related services
Minimum Requirements
• Diploma in Business Management
• 3-5 Years experience in producer ownership focusing on international payments processing
Your day at Bidvest Bank will involve:
Technology Competency Requirements
• Knowledge of foreign exchange rates and fluctuations for managing costs and risks associated with international payments.
• Strong cybersecurity knowledge to protect sensitive financial data.
• Ability to manage currency risk: advise on the best times to convert currencies for international payments.
• Understanding of payment systems: Knowledge of various international payment systems such as SWIFT, local clearing systems, etc.
• Compliance and regulation: Understanding of regulatory requirements for cross-border payments including AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations.
• Security protocols: Familiarity with security protocols and standards like PCI DSS (Payment Card Industry Data Security Standard).
• API integration: Ability to work with APIs (Application Programming Interfaces) for seamless integration with banking systems, payment gateways, and third-party providers.
• Data analytics: Proficiency in data analysis to monitor transaction trends, detect anomalies, and optimize payment processes.
• Blockchain: Awareness of blockchain technology especially in relation to international remittance and settlement.
• Payment fraud prevention: Understanding of fraud detection and prevention techniques to safeguard transactions and customer data.
• Mobile and digital payments: Knowledge of mobile wallets, digital payment platforms, and emerging technologies in the payments space.
• Agile methodologies: Experience with Agile frameworks like Scrum to manage product development cycles effectively.
• Stakeholder management: Ability to collaborate with cross-functional teams including developers, designers, compliance officers, and business stakeholders to deliver high-quality products.
• Continuous learning: Willingness to stay updated on industry trends, new technologies, and regulatory changes impacting international payments.
• Problem-solving skills: Capacity to identify challenges, propose solutions, and make data-driven decisions to enhance the international payments product.
Financial management
• Collaboration: Collaborate with Sales teams to drive International Payment sales targets for the Bank.
• Cost Optimization: Optimizing transaction processing costs, minimizing fees, and negotiating favourable rates with partners.
• Revenue Growth: Developing features that drive product adoption and increase transaction volume, leading to revenue growth.
• Return on Investment (ROI): Tracking and measuring the ROI of new features and ensuring the product delivers financial benefits.
Operational Excellence
• Process Improvement: Identifying bottlenecks and inefficiencies in the international payments process and implementing improvements.
• Streamlined Operations: Creating a seamless workflow for internal teams involved in processing international payments.
• Team Engagement: Fostering a culture of collaboration and open communication within the development team and stakeholders.
• Creating and maintaining a product roadmap that outlines the evolution of international payment products, prioritizing features and enhancements based on business value and customer feedback.
• Collaborating with cross-functional teams including engineering, design, and operations to conceptualize, plan, and implement new international payment products and features.
• Ensure that processes are followed to ensure efficiency.
• Ensure that day to day processes and procedures are efficiently executed.
• Design and review procedures and processes as required.
• Problem identification, resolution, and mitigation
• Identification of key growth initiatives
• Ensuring that international payment products comply with relevant regulatory requirements and standards, including those related to anti-money laundering (AML) and Know Your Customer (KYC) regulations
• Identifying and mitigating risks associated with international payments, such as fraud, currency fluctuations, and operational issues.
This position is advertised in line with our commitment to Employment Equity.
Junior Test Analyst
To our future Junior Test Analyst
Do you have a passion for detecting and solving problems and an eagle-eye for detail along with the ability to see the overall picture? Do you have an in-depth knowledge of software development, agile practices, superb analytical skills, and an above-average ability to foresee technical problems?
We are looking for a methodical and results-driven test analyst to identify and apply test procedures to ensure software product quality.
You will be required to assess the functionality and feasibility of our banking systems and software to ensure that any flaws in the system are eradicated to provide product excellence prior to deploying to Production.
Your day at Bidvest Bank will involve:
Perform E2E testing of all our systems from the development process through all our testing environments.
Identifying products to be assessed in the software review process.
Defining the appropriate test to be carried out including the test data to be used.
Managing the test data by documenting the results of each test cycle to identify flaws.
Liaising with the software development team.
Performing Functional, Regression and Integration Testing
Running diagnostic and system testing and presenting the information to the relevant stakeholders.
Interacting with relevant Business Analyst & Developer and ensuring that effective communication takes place.
Identifying and eliminating redundant functions and components.
Improving knowledge of business applications and user needs and expectations.
Understanding and implementing industry standards and protocols.
Ensure Best Customer Experience on All our systems
To provide input into test plans, writing test cases and conducting testing
Create test plan to include environments, number of resources to be assigned to the project, high level test case and highlight the risks and assumptions
Create the test procedure to be followed when executing the test cases
Create design steps from test cases in DevOps Azure \ TFS
Execute system validation plans (new function) and liaise with the Business
Execute all test activities for allocated projects
The ideal candidate will be in possession of:
1-3 years’ experience as a Test Analyst
Matric
National Diploma\ B Tech \ Degree in IT or Computer Systems or Informatics
ISTQB Foundation Level
ISTQB Agile
SQL
TFS
DevOps Azure
Agile Testing
ISTQB Advance Certification \ Certified ISTQB Tester (ideal)
This position is advertised in line with our commitment to Employment Equity.
Legal Advisor
Primary Purpose
Provide legal advice and guidance across the business and mitigate legal risk.
Minimum Requirements
Qualifications
- Preferably LLB
- BCom Law
- Admission as an attorney will be an advantage.
Experience
- At least 3 to 5 years corporate & commercial legal experience preferably from a financial services background.
- Experience in drafting commercial, financial and security agreements.
- Knowledge and/or experience in financial services regulatory law, intellectual property law, dispute resolution and corporate governance.
Competencies
Technical
- Relationship Management
- Analytical Skills
- Problem Solving Skills
- Negotiation Skills
- Conflict Management
- Critical Thinking
Legal Advisory
- Provide expert legal advice and opinions to internal stakeholders on a wide range of legal matters.
- Draft, review, and negotiate a variety of agreements (primarily lending, security and service level agreements with third parties) and other legal documents.
- Perform basis due diligence on lending transactions and ensure that all condition precedents are complied with before pay-out.
- Ensure that contractual arrangements align with the company’s objectives and comply with applicable laws.
- Conduct legal research to stay updated on relevant laws, regulations, and industry trends.
- Identify and assess legal risks associated with business activities.
- Propose and implement risk mitigation strategies.
- Help with providing legal training and guidance to internal stakeholders to enhance legal awareness within the organization.
This position is advertised in line with our commitment to Employment Equity.
Fleet Sales Specialist – Eastern Cape
Primary Purpose
To execute the Fleet & Asset Finance sales opportunities within agreed – chosen segments in order to achieve the desired targets and build and maintain effective relationships.
Minimum Requirements
Qualifications
- Matric
- Tertiary qualifications, preferred BCOM and credit qualification
- Fleet Management preferred
- FAIS qualification preferred
- Credit Fundamentals preferred
- Presentation skill essential
- Business case skills essential
- Selling skills essential
Experience
- 3- 5 years experience in the fleet or banking industry
Competencies
- Business acumen
- Attention to detail
- Self-confidence
- Teamwork
- Adaptability
- Ability to build and maintain effective relationships
- Energy and Drive
- Independence
- Leadership
- Takes initiative
- Microsoft Outlook, word and Excel efficiency
Duties and Responsibilities
FINANCE
New Business Development
- Attain New Business targets in line with Fleet & Asset Finance chosen segment and the agreed customer value proposition.
- Achieve targets in line with ROE’s by driving and securing quality business price for risk
- Pro-actively identify and develop business potential.
- Gather and submit information about competitor activity and market development
- Maximize bank profitability through cross selling specifically focusing on value adds and acquisitions.
- Meet weekly & Monthly targets in terms of set number of prospecting phone calls and new business meetings.
- Actively manage 50 – 60 active prospects based on the 80/20 principal of Hot, Warm status.
OPERATIONAL EXCELLENCE
Service and Sales Management
- Services and sells to existing and potential customers through the use of effective service and sales management and the marketing of VAF products.
- Grows new customer base by networking, cold-calling and effective sales and services tactics.
- Cross-sells VAF’s insurance products as well as maximizes fees recovered on the portfolio to the extent that profits are maximized, and customer needs are met.
- Interacts with clients to obtain and analyse financial material e.g. AFS, Bank Statements, Debtors lists,
- Management accounts, cash flow budgets etc. in terms of agreed covenants.
- Assists with related queries, where possible, and facilitates when specialist advice is required.
- Ensures effective presentations and proposals to customers with the aim of growing the portfolio.
- Ensures successful retention of existing customers in the assigned portfolios by strengthening and expanding relationships. This is achieved by having a deep understanding of the customers’ business requirements and servicing their financial needs with regards to asset financing.
- Conducts ongoing and accurate territory and portfolio analysis to identify business potential and ensures that this forms the basis of service and call programs.
- Tracks and manages sales targets and budgets.
- Mines customers portfolio data to identify opportunities for additional facilities.
- Maintains ongoing knowledge of portfolio performance to ensure corrective actions can be taken early.
- Prepares and motivates Pre-Credit Forum and SA Credit Committee papers when applicable.
- Provides customers with feedback on reclassification of services requests outstanding documentation and telephonic resolution feedback according to customer relationship standards.
- Ensures that all leads are logged correctly and ensures cross selling opportunities are identified.
- Identifies and actions opportunities for cross and up sell.
- Identifies migration opportunities and sells products and services reactively.
Collaboration and Sales Management
- Sells to potential customers using effective sales management and the marketing of VAF products.
- Grows new customer base by networking, cold-calling and effective sales and services tactics.
- Cross-sells VAF’s products as well as maximizes fees recovered on the portfolio to the extent that profits are maximized, and customer needs are met.
- Interacts with clients to obtain and analyse financial material e.g. Debtors’ lists, management accounts, cash flow budgets in terms of agreed covenants.
- Assists with related queries, where possible, and facilitates when specialist advice is required.
- Ensures effective presentations and proposals to customers with the aim of growing the portfolio.
- Conducts ongoing an accurate territory and portfolio analysis to identify business potential and ensures this forms part of the targeted marketing strategy.
- Tracks and manages sales targets and budgets.
- Mines GRP, partner and dealer relationships for Fleet opportunities.
- Maintains ongoing Fleet and banking to ensure skills and expertise are developed.
- Prepares and motivates pre credit forum and credit committee papers.
- Provides customers with feedback and manages client expectations and experience.
- Ensures that all leads are logged correctly, minutes are captured accurately and shared with the client and ensures cross selling opportunities are identified.
Risk and Compliance
- Ensures compliance with all relevant legislation.
- Complete all compliance training within laid down timelines.
- Ensure accurate preparation and signing of facilities letters.
- Managed and facilitate all stakeholders in terms of response time and input on client contracts and approvals.
CUSTOMER CENTRICITY
Relationship and Stakeholder Management
- Develops and maintains close business relationships with internal and external customers and maintains a high standard and quality of business.
- Establishes and builds one on one relationships with customers in the assigned portfolios by delivering the expected level of service, specifically focusing on a proactive contact calling program.
- Ensure effective sales reporting to applicable stakeholders across the channels and segments.
- Ensures effective presentation of proposals to credit committees at all levels, as necessary, to ensure the business and other stakeholders understands and are able to make a decision on key requirements.
- Fulfils a training/coaching role by up skilling the consultants, VAF Sales support regarding business knowledge and process management.
- Establishes a sound working relationship with Credit, to ensure prompt turnaround times, accuracy and adherence to deadlines.
This position is advertised in line with our commitment to Employment Equity.
Assistant Manager: Financial Audit With IT Audit Skills
Primary Purpose
| Under general direction, independently perform complex audits with responsibility for planning, performance, documentation and elements of reporting. Position may provide functional advice or training to less experienced audit positions. Ensures that audits are conducted in accordance with professional and laid down standards. May supervise junior Internal Auditors. Manages audit relationships with line management in regard to audit performance and determination of remedial action. Ensures that audits are conducted in accordance with professional and laid down standards. Has a good working knowledge of IT Audits and has a keen interest in data analytics and willing to expand data analytics knowledge and skills. |
Minimum Requirements
Qualifications
- Qualifications BCom (Honours) or equivalent
Experience
- 2 – 3 years related post qualifying experience
Competencies
- Customer Orientation.
- Attention to detail.
- Business acumen.
- Organisational alertness.
- Building Relationships.
- Teamwork.
- Initiative.
- Energy and Drive.
- Independence.
- Conscientiousness.
- Personal Development.
- Detailed knowledge and understanding of the Bank.
- Detailed knowledge and understanding banking and business environment.
- Reviewing audit working papers and files for quality and factual accuracy.
- Reviewing audit reports for technical correctness i.e. grammar etc.
- Strong computer literacy and an interest in using IT in audits.
- IT auditing experience.
- Business and system controls and process documentation.
- Strong affinity for Data Analytics and Data Analytics tools.
- Willingness to share knowledge and experience
Ideal
Qualifications
- CIA
- CA(SA)
Experience
- 2 – 5 years related post qualifying experience.
Duties and Responsibilities
FINANCE
- Complete audit assignments within allocated time frames.
- Monitor and manage own time keeping (for each engagement and for the year) in line with board-approved budget.
- Monitor and manage direct report time (for each engagement and for the year) keeping in line with board-approved budget.
CUSTOMER CENTRICITY
Service Excellence
- Assist with managing and executing Audit Committee approved Internal Audit plan.
- Improve Internal Audit efficiency by (1) increasing the number of audits completed for the year; (2) reduce audit budgets per engagement; (3) reduce the timeline between performing the audit and issuing the audit report.
- Assist to implement and drive the new Internal Audit strategy to automate and centralise.
- Contribute ideas and improvements to existing audits and to roll out our new audit strategy to centralise and automate.
- Innovate current audit procedures with the use of technology and data analytics. Data analytics to be incorporated into every audit.
- Obtaining a detailed understanding and knowledge of the areas being audited as part of planning activities and drive it as part of our planning process that all team members adopt this approach.
- Deliver quality services (consultation and value-add audits) to stakeholders.
- Provide timely solutions/feedback through interpretation of the business requirements of stakeholders.
- Increase turnaround time (reaction time) to stakeholder requests and provide support and assistance to stakeholders by going the extra mile.
- Increase volume of work delivered and number of ad-hoc requests delivered on.
- Develop effective working relationships with all stakeholders. Enhance the effectiveness and credibility of Internal Audit by explaining Management’s roles and responsibilities to prevent and detect fraud.
- Monitor progress of audits, coach staff members on a continuous basis.
- Execute Internal Audit methodology and ensure compliance of team members to the methodology.
- Be involved with the audit process throughout and monitor audit quality in planning, execution and reporting.
- Ensure all work is documented in quality audit files.
- Perform audit work and review working papers, report and files in a timely manner before reports are issued.
- Provide all stakeholders with regular feedback on the progress of assignments and audit findings.
- Provide all stakeholders with regular feedback on the progress of assignments and audit.
PEOPLE MANAGEMENT
- Support Managers, Senior Managers and Head of Internal Audit to manage the team.
- Actively lead the team members to deliver quality and on-time audits and audit reports.
- Actively contribute to teamwork within the department.
- Forge and maintain quality interpersonal relationships.
- Take accountability for the achievement of operational objectives within own area of control.
- Support and drive the core values of the organization and department.
- Maintain a positive attitude and drive.
- Respond openly to feedback.
- Promote harmony and teamwork.
- Promote the sharing of knowledge.
- Display willingness to help others and to be helped by others.
- Actively develop and coach team members.
OPERATIONAL EXCELLENCE
Risk Assessment
- Identify inherent risks that are relevant to the process under review and ensure that appropriate risks have been identified by team members that are relevant to the process under review.
- Perform adequate analytical risk assessment procedures to identify risks.
- Translate defined inherent risks into a documented format.
- Assess/evaluate defined risks in terms of potential impact and likelihood, for the purpose of designing an appropriate audit response (searching for appropriate key controls and developing appropriate control tests).
- Perform and/or review adequate analytical risk assessment procedures to identify risks.
Key Controls
- Ensure that the appropriate key controls have been identified to address the inherent risks for the processes under review.
- Conceptualise and/or assist to identify expected control activities that will address the identified inherent risks for the process under review.
- Identify and document key controls based on (i) the understanding of the process under review, and (ii) the risk assessment.
- Identify control gaps, i.e. where expected control activities or equivalents thereof cannot be matched to the actual controls that were identified and documented.
- Interpret key controls in terms their properties, i.e. objective, frequency, response, and automation.
Audit Files
- Open or ensure audit files are opened for each engagement in a timely manner.
- Plan or ensure that all audits are appropriately planned prior to kick off.
- Update or ensure that the audit files are updated by team members through-out the engagement.
- Document and review the audit working papers and file on a continuous basis
- Ensure that the audit file is reviewed before the audit report is prepared.
Audit Reports
- Prepare and/or review audit reports in a timely manner.
- Provide clear and factually correct observation statements including a detailed root-cause analysis that make business sense. All observations are supported by appropriate (valid and sufficient) audit evidence.
- All observations are supported by appropriate (valid and sufficient) audit evidence.
- Appropriate assessment of the exposure/risk as a result of the errors/break-downs reported upon under the observation statement.
LEARNING AND GROWTH
Training
- Attend training to maintain CPD for qualification.
- Actively coach, train and empower team members to create an understanding of skills and specialties.
- Promote training and development of yourself by attending personal development and job skills development training.
- Promote training and development of team members by motivating and assisting team members to attending personal development and job skills development training.
This position is advertised in line with our commitment to Employment Equity.
Head: Financial Control and Procurement
Primary Purpose
As a Head Financial Control and Procurement, you will be will accountable for managing the financial control function within Bidvest Bank and subsidiaries. Includes the development of a financial and operational strategy, metrics tied to the strategy, and the ongoing development and monitoring of control systems designed to preserve company assets and report accurate financial results.
Minimum Requirements
Qualifications
• CA(SA)
Experience
• 5 years’ in a similar capacity managing the entire function
• 5 – 8 years’ within the industry, experience in an auditing firm is ideal (Ideal)
KNOWLEDGE, SKILLS AND ABILITIES REQUIRED
• Knowledge and understanding of the complexities involved in Financial Control, Statutory reporting, technical accounting and Taxation within the Bank
• Expert knowledge – Tax Legislation, Principles and Accounting SA Governing Bodies and Reporting Structures as well as Reporting Framework and timelines
• Internal policies and procedures
• Ability to operate effectively under pressure
• Financial acumen
• Integrity
• Management and leadership skills
• Attention to detail
• Excellent communication skills
Duties and Responsibilities include but not limited to:
CUSTOMER CENTRICITY
Daily Operations
• Advise on market best practice for all Financial Control functions and implement operational best practices
• Monitor the implementation of strategic objectives
• Take initiative for problem solving and have a solution driven mindset
• Maintain strong and positive interpersonal relationships with internal departments and external parties
• Act in the best interest of the Bank at all times
• Ensure delivery of functions are met within all prescribed and regulatory timelines
• Manage strong relationships with the Bank’s Executive Committee and management
OPERATIONAL EXCELLENCE
Financial Control
• Lead and direct all functions of the Bank’s financial control department, including: finance operations, financial & statutory reporting, tax and vat, debtors and creditors
• Lead and direct all functions of the Bank’s related financial processes, policies and procedures
• Oversee the corporate office finance business partnering function
• Manage year end audit process including Bidvest Group financial year packs and Bidvest Bank and related subsidiaries Annual Financial Statements within regulatory timelines
• Manage all Bidvest Group finance related matters for Bidvest Bank and all Bank related entities
• Identify and implement opportunities to improve current financial processes (innovation, automation and efficiencies)
• Lead and direct Bank wide cost saving initiatives in line with continued targets of reducing the Bank’s cost to income ratio annually
• Assist CFO with any projects and financial matters as required
• Technical financial accounting and structuring on any Bank and Bank related corporate finance matters
• Member of Finance Manco Committee
GOVERNANCE
Risk Management
• Maintain a strong financial control environment with best practice processes and controls
• Drive adherence to all Limit of Authority matters across the Bank
• Address internal / external audit matters timeously and implement controls to prevent future occurrence of findings. Continued target of only low risk findings.
• Identify and communicate potential risks and relevant risk mitigating controls to be implemented
• Lead and direct all financial operational risk matters in the Bank
• Attendee at the Bank’s audit committee with participation into financial matters as required
• Attendee at the Bank’s Senior Credit Committee and ALCO (as required)
This position is advertised in line with our commitment to Employment Equity.
Human Capital Officer
To our future Human Capital Officer
Do you have knowledge of latest legislation, i.e., BCEA, EE, LRA, BBBEE, Employment legislation and market best practice, are solution-based approach to problem solving and have a good Understanding equality and diversity?
At Bidvest Bank we know that to achieve our strategic objectives and deliver on our vision to change the way banking is done, we need new ways of thinking. You will thrive in this role if you are able to provide an effective and efficient integrated Human Capital function to the Bank, by carrying out best practices Human Capital function.
Your day at Bidvest Bank will involve:
Financial Management
- Assist in ensuring that HR team and business keep withing agreed recruitment costs
- Identify and assist management with maintaining cost
Customer Centricity
- Analyse and assess business requirements to provide timeous solutions.
- Build and maintain customer relationship
- Assist in streamlining services to clients (both external and internal)
- Assist in fielding queries and complaints to ensure client satisfaction
- Process supplier payments and manage records thereof and keep record of invoices
- ensuring no duplication.
Operational Excellence
Recruitment, Onboarding
- Responsible for the recruitment of permanent and temporary employees, e.g. liaising with the recruitment team, candidates and Line Managers, monitoring applications, preparing job descriptions and conducting interviews.
- Responsible for the coordination of new joiners from approving offer letters, onboarding, contracts, arranging induction training and monitoring their probation process.
- Ensure audit of onboarding process in line with the check list
- Ensure vacancy approvals are done and approved for each role and track all applicants on Breezy.
- Engage with line manager to create competency and technical questions.
- Send a list of all new employees to the Learning and Development Department within agreed timelines.
- Ensure recruitment or appointments are meeting transformation/ EE plan and legislation requirements.
- Introduce new employees to relevant stakeholder on the first day.
Performance and Talent Management
- Track that all managers have contracted their direct reporting lines in the beginning of the financial year and for new joiners.
- Assist HRBP with ensuring that regular annual and mid-year performance reviews are carried out on all employees, monitoring and administering the process.
- When required, assist the HRBP and collaborate with line managers in implementing disciplinary procedures in accordance with the Bank policies.
- Take a proactive role in monitory the Performance Improvement Process (PIP).
- Contribute and provide input into succession plans and keeping data recorded.
Employee Relations
- Where appropriate, conducting return to work interviews, following periods of absence.
- Assisting with drafting new and reviewing policies and procedures with supervision.
- Assist with drafting or reviewing warnings.
- Prepare disciplinary packs and represent HR in disciplinary hearings and ensure all matters are recorded.
- Represent the Bank at reconciliation at CCMA.
- Assist with guiding employees on procedures and policy.
- Building strong relationships with external regulatory authorities.
- Maintain a good working knowledge of local employment legislation and best practice policies and procedures in all matters relating to human resources.
- Advising colleagues on matters in a confidential manner to provide guidance and support on welfare issues, referring matters to the HRBP where appropriate.
- Acting as a point of reference for staff with queries regarding policy, procedures and other related matters.
HR System Processing
- Responsibility for processing the monthly payroll/input.
- Ensuring the accurate maintenance and security of HR records for all staff and assisting in general administration duties for the department.
- Accurate recording of information in Management Information Systems, ensuring monthly submission deadlines are met.
Learning and Development
- Assist with tracking leaning plans and collaborate with Learning Team to ensure implementation.
- Assist with identifying gaps and engage learning and HRBP with potential solutions.
Employee engagement- and Wellness
- Facilitate employee engagement focus groups discussions and develop action plans to address focus areas.
- Organize several events in line with employee wellness days.
- Report any OHS related matters to HRBP and OHS department in order to ensure health and safety.
- Assist with employee referral to ICAS .
- Ensure administration and submission of all ill-health cases as per incapacity process.
HR Administration
- Process, verify and maintain documentation relating to employee activities such as training, grievances, disciplinary, performance reviews.
- Coordinate monthly invoices and ensure they are paid.
- Responsible for minute taking during HR meetings.
Including:
- People Management
- Data Management
- Stakeholder Management
- Reporting
- Learning and Growth
The ideal candidate will be in possession of:
- Diploma/ Degree in Human Resources or equivalent
- 3 -5 years’ experience in in similar role
- 3 years’ experience in a financial services industry, preferably Banking.
This position is advertised in line with our commitment to Employment Equity.
Manager IT: Internal Audit with Data Analytics and Automation/digitization specialism
Primary Purpose
Data Analytics and the automation of internal audits will be the main responsibilities of this role. The role will require performing advanced data analytics in support of financial, compliance and other audits. Will assist with designing automated testing solutions for automated and continuous auditing. This role will also oversee resources that will assist in data analytics as well as automation of internal audits. This role will also assist financial auditors with training and transfer of knowledge to use data analytics in audits.
This role will also be required to assist with and review assessments of systems of control and procedures in the organisation in order to minimise risk and loss. This will include assessing internal controls and liaison with management, external auditors, risk management, compliance, loss control and systems evaluation. Accountable for the independent performance of complex IT audits. Work will include planning, performance and documentation of IT audits and the reporting and resolution of any weaknesses and shortcomings. Will also be responsible for managing, structuring and focusing the work of the small audit teams. Will manage audit relationships with directors and line management with regard to audit performance, finalisation of reports and agreement on remedial action. Will assist Senior Managers and Head of Internal Audit with reporting to the Board, the Audit Committee and Regulators.
This role requires an individual that have extensive data analytics experience, where it made up at least 70 to 80% of the individuals tasks and experience to be used in audits. The person must be at a very advanced level of using data analytics skills through the use of advanced SQL queries, proficient in Python and to be able to present information on PowerBI. The ideal candidate is someone who has worked in audit and has experience in performing data analytics for audits.
Manage and oversee non-IT and IT audits, including but not limited to:
• Perform data analytics for large and complex audits;
• Use data analytics and scripts to automate audit testing.
• Data migration reviews;
• Post-implementation reviews;
• Creating procedures/ dashboards for continuous monitoring for audit purposes; and
• Creating advanced data analytics to enable risk based auditing.
FINANCE
• Complete audit assignments within allocated time frames.
• Monitor and manage own time keeping (for each engagement and for the year) in line with board-approved budget.
• Monitor and manage direct report time (for each engagement and for the year) keeping in line with board-approved budget.
CUSTOMER CENTRICITY
Service Excellence
• Design and implement data analytics in audits.
• Assist financial team members to implement data analytics in audits.
• Automate audit testing and implement automation of audits.
• Assist with managing and executing Audit Committee approved Internal Audit plan.
• Improve Internal Audit efficiency by (1) increasing the number of audits completed for the year; (2) reduce audit budgets per engagement; (3) reduce the timeline between performing the audit and issuing the audit report.
• Implement and drive the new Internal Audit strategy to automate and centralise.
• Data analytics to be incorporated into every audit.
• Assist non-IT audit team members to plan data analytics and perform data analytics on their behalf and provide results.
• Manage and/or execute technical, data intensive audits.
• Obtaining a detailed understanding and knowledge of the areas being audited as part of planning activities and drive it as part of our planning process that all team members adopt this approach.
• Develop and implement Key Performance Indicators and dashboards to monitor areas within the Bank based on a risk based approach to implement continuous auditing and monitoring.
• Deliver quality services (consultation and value-add audits) to stakeholders.
• Provide timely solutions/feedback through interpretation of the business requirements of stakeholders.
• Increase turnaround time (reaction time) to stakeholder requests and provide support and assistance to stakeholders by going the extra mile.
• Develop effective working relationships with all stakeholders.
• Enhance the effectiveness and credibility of Internal Audit by explaining Management’s roles and responsibilities to prevent and detect fraud.
• Monitor progress of audits, coach staff members on a continuous basis.
• Execute Internal Audit methodology and ensure compliance of team members to the methodology.
• Be involved with the audit process throughout and monitor audit quality in planning, execution and reporting.
• Ensure all work is documented in quality audit files.
• Review working papers, report and files in a timely manner before reports are issued.
• Provide all stakeholders with regular feedback on the progress of assignments and audit findings.
• Assist with Internal Audit reporting to executive management and the Audit Committee.
• Attend business management meetings.
• Perform special reviews including pre- and postimplementation reviews of new systems.
• Perform special IT due diligence reviews.
• Work across functional areas and motivate team to work across functional areas. Promote a culture of cross-skilling.
• Provide advisory services to business while maintaining independence.
• Promote Internal Audit as Trusted Business Advisor providing independent advice and assurance services.
• Represent Internal Audit on projects that are on the go at the Bank.
• Perform special reviews requested by the SARB, External Auditors and other third party stakeholder.
PEOPLE MANAGEMENT
• Support Senior Managers and Head of Internal Audit to manage the team.
• Actively lead the teams to deliver quality and on-time audits and audit reports.
• Actively contribute to teamwork within the department.
• Forge and maintain quality interpersonal relationships.
• Take accountability for the achievement of operational objectives within own area of control.
• Support and drive the core values of the organization and department.
• Maintain a positive attitude and drive.
• Respond openly to feedback.
• Promote harmony and teamwork.
• Promote the sharing of knowledge.
• Display willingness to help others and to be helped by others.
• Actively develop and coach team members.
OPERATIONAL EXCELLENCE
Risk Assessment
• Identify inherent risks that are relevant to the process under review and ensure that appropriate risks have been identified by team members that are relevant to the process under review.
• Perform adequate analytical risk assessment procedures to identify risks.
• Translate defined inherent risks into a documented format.
• Assess/evaluate defined risks in terms of potential impact and likelihood, for the purpose of designing an appropriate audit response (searching for appropriate key controls and developing appropriate control tests).
• Perform and/or review adequate analytical risk assessment procedures to identify risks.
Key Controls
• Ensure that the appropriate key controls have been identified to address the inherent risks for the processes under review.
• Assist with the conceptualisation of expected control activities that will address the identified inherent risks for the process under review.
• Assist teams to identify and document key controls based on (i) the understanding of the process under review, and (ii) the risk assessment.
• Assist teams to identify control gaps, i.e. where expected control activities or equivalents thereof cannot be matched to the actual controls that were identified and documented.
• Interpret key controls in terms their properties, i.e. objective, frequency, response, and automation.
Audit files
• Open or ensure audit files are opened for each engagement in a timely manner.
• Plan or ensure that all audits are appropriately planned prior to kick off.
• Update or ensure that the audit files are updated by team members through-out the engagement.
• Document and review the audit working papers and file on a continuous basis.
• Ensure that the audit file is reviewed before the audit report is prepared.
Audit Reports
• Review audit reports in a timely manner.
• Assist teams to provide clear and factually correct observation statements including a detailed root-cause analysis that make business sense. All observations are supported by appropriate (valid and sufficient) audit evidence.
• Assist team members to ensure that all observations are supported by appropriate (valid and sufficient) audit evidence.
• Appropriate assessment of the exposure/risk as a result of the errors/break-downs reported upon under the observation statement.
This position is advertised in line with our commitment to Employment Equity.
Senior Software Developer
Primary Purpose
Maintenance of existing applications and development of new applications.
Minimum Requirements
Qualifications
- National Diploma (Computer Programming or similar)
Experience
- 7+ years’ experience in Systems design, development and implementation
Competencies
Technical
- C# Microsoft.Net
- SQL Server
- MVC / ASP.Net
- WCF / WebAPI
- Entity Framework
- Problem Solving
- Unit Testing
- HTML / JavaScript
- Angular
- Team Foundation Server / VSTS / Azure DevOps
- .Net Core
Behavioral
- Attention to Detail
- Time Management
- Teamwork
- Initiative
- Adaptability
- Conformity
- Communication
Ideal
Qualifications
- BSc Information Technology or Computer Science
- MCSD (Microsoft Certified Systems Developer)
- Azure certifications
Competencies
Technical
- K2 Blackpearl
- Mobile Development
- WPF
- SQL Server Reporting Services
- OpenAPI design principles
- Azure cloud
- Auzure API Management
- Working with monitoring tools
- Firebase
Duties and Responsibilities
CUSTOMER CENTRICITY
Service excellence
- Levels & quality of service delivery as experienced by internal & external stakeholders.
- Interprets business/customer requirements to provide timeous solutions.
- Responsiveness: Speed of responses, reaction time, going the extra mile, turnaround time
- Degree of customer satisfaction from customers
- Attend to change of applications and reports.
- Trouble-shoot and fix problems with applications and processes.
OPERATIONAL EXCELLENCE
Systems Development
- Develop and maintain systems in terms of quality, proper documentation, as well as conformance to Enterprise architecture plan.
- Delivering developmental efforts on time.
- All developmental efforts must be concluded within the Change Control process.
- Adhere to coding standards
- Adhere to source control policies & guidelines
- Improving coding standards
LEARNING AND DEVELOPMENT
Contribution to Teamwork in Department
- Contribution to making the department a great place to work
- Contribution to teamwork (Level of teamwork, accountability, delivery, quality & speed of information shared,
- contribution to efficiency & effectiveness of area.
- Effort to forge & maintain quality inter-personal relationships.
- Take accountability for the achievement of operational objectives within own area of control
- Support and drive the business’s core values
- Maintain a positive attitude and drive
- Promote harmony and teamwork
- Promote the sharing of knowledge
- Show willingness to help others
- Open to feedback and constructive criticism of performance
- Assist support staff in resolving helpdesk calls
- Receiving ad-hoc requests from internal as well as external parties and then responding appropriately
Personal and Intellectual Capital Development
- Take ownership for driving own career development
- Development of knowledge base and Intellectual Property
- Stay abreast of the current and forthcoming technologies
This position is advertised in line with our commitment to Employment Equity.
All the best with your applications.
